Equipment Financing

January 15, 2020

Financing Green Tech – What Does it Take

1) What specifically is Green Technology? It encompasses all areas and disciplines, including methods, materials & techniques, which are environmentally friendly. Typical areas include: energy, efficiency, recycling, safety and health concerns and renewable resources.   “BIG PICTURE GOAL: TO REDUCE OR ELIMINATE WASTE PRODUCTS IN THE ENVIRONMENT”   2) Let’s […]
August 17, 2019

Nobody Likes Paying Interest

We understand that completely; nobody likes paying interest, neither do we. It’s an emotional hot button for any business person when financing equipment or acquiring working capital. They feel it’s like money thrown away into thin air… or is it? Interest is the price you pay when using someone else’s […]
April 16, 2019

Cash Flow is King

Business owners often stress prior to submitting a request for new equipment financing. By the time we get an application we hear about all the things that has kept them up at night; personal credit score, business credit, seasonal or market slowdowns, lawsuits and ownership changes are among some of […]
August 21, 2018

Start-up Capital – The Egg or the Chicken

We see many business ideas which project earning many thousands or millions of dollars in sales revenue and sometimes at a very fast pace. Typically, a group of individuals working in a specific market with years of experience conceive of a way to improve a process and or create a […]
May 23, 2018

Equipment Finance: Blind Date or Running for Office?

Applying for equipment financing or a working capital loan shouldn’t be like going on a blind date where you only tell the other person the best things about yourself and omit the not so stellar parts. The analogy for the application process should be more like running for public office […]
February 28, 2018

Long, Long, Longer Solar Finance Solutions

Solar financing requires a certain expertise and experience to get a project approved with all the benefits the energy user (offtaker) expects and deserves. Following is a summary of our longest solar finance programs along with standard shorter terms. Once we review a client’s financial status and approve, there are […]
February 8, 2018

Let the Interest Rate Elephant Into the Room

The feelings some business owners have about interest rates, when financing equipment or anything for that matter can be equivalent to online dating or anything we engage in that we attribute to the measure of our self-worth – it runs that deep. Why don’t we measure up? Are we good […]
November 14, 2017

Sage Finance Tips to Make the Process Smoother

Here are some real tips and issues we encounter when reviewing and processing finance applications; if you can address these in advance the chances of going through the underwriting and approval process smoothly and with less stress will increase dramatically. 1) Check and ask how long your vendor has been […]
September 12, 2017

Is Borrowing Capital Better Than Giving Up Ownership?

Here are some good reasons to go into debt on your new venture rather than pulling in investors and giving up ownership and some control. If you have a complex service then attracting investors and or partners which will also add a specific expertise to your operation can make sense […]