Credit Preview

Many companies have been affected by the fluctuations in the economy the last couple of years. Sales would surge one month, completely go flat the next and it has been difficult for many of us to manage cash flow and debt. Company credit has taken a hit and damage has been done, yet we still push forward to improve our businesses and try to grow them into the future. The situation makes us hesitant to take on new debt or try to finance new equipment even though it’s absolutely necessary if we are to survive.

Our solution is the CREDIT PREVIEW step which can take a lot of pain out of the application process. A preview doesn’t cost you anything and will provide valuable information.

CREDIT PREVIEW means we take your basic minimal information and check if there is good potential for a finance approval without requiring all of your tax returns, financial statements, etc. It will save you time, stress and energy since the preview will offer quick feedback on the chances of getting approved. We understand it doesn’t make sense to dig out 2-3 years of financials if your company has no chance for the type of approval you’re wanting.

A CREDIT PREVIEW only requires the following:

1)    Credit Application – everything must be completed and signed

2)    Bank Statements – 3 current months business bank statements (all pages)

3)    Vendor Quote or Proposal – we need to know what you’re financing and how much equipment, labor, etc. is involved

That’s all that is needed. This won’t be one of those finance online “quickie” credit reviews which only checks your credit score; we review 8 different areas to get a true picture of where you stand and how to move forward. Even with damaged credit, we know how to move forward and offer you alternatives.