Truckers and transport drivers will now be able to finance a new or used tractor with as little as 10-30% down payment depending on experience and at a rate no higher than 15.49 % and as low as 9.99%. This is unheard of since start-up transport businesses often pay 40%+ in rate with up to 50% down payment just to get started. This is funded by a non-profit investor group whose main goal is to give new businesses the best opportunity to get their own company established. Sole proprietors are accepted and a minimum FICO score of 600 with homeownership being a big advantage to getting approved; all drivers must have at least 1 year driving experience. Also, when contracting with a carrier, a job letter is required as well. Older trucks are accepted but depending on year and mileage, a truck master warranty may be required which is an added assurance to both the lender and the borrower. The paperwork processing is typical of any titled vehicle and we encourage those considering becoming their own owner/operator or expanding their fleet to apply.