equipment leasing companies
April 7, 2023
April 7, 2023
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As business owners, we cannot waste time on activities that give us little benefit. We must focus on our clear profit producers, get the key things done and finish so we can relax down time without stressing over what we couldn’t get done. Here are some action items that may […]
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February 28, 2023
February 28, 2023
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Working with other businesses as close allies can have several positive outcomes: Access to resources: Partnering with other businesses can provide access to resources such as capital, expertise, and technology that can be used to improve a company’s operations and competitiveness. Increased innovation: Collaboration with other businesses can lead to […]
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January 17, 2023
January 17, 2023
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We know lenders make promises they can’t possibly deliver on. They want your business, like we all do, but making outrageous claims leaves a negative mark on lending altogether. They fail you and most importantly, lead you into making an bad business decision. We want to stay grounded and most […]
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December 31, 2022
December 31, 2022
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A challenging year for many companies; those that adapt to the new environment will continue to thrive and grow. A prosperous and healthy 2023 to all!
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December 14, 2022
December 14, 2022
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The U.S. Small Business Administration (SBA) offers guaranteed commercial loans by the federal government for small businesses. These loans are offered through approved partners and not directly through the SBA and First US Finance is one of those partners. SBA 7a loans are great for businesses that want to refinance […]
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September 19, 2022
September 19, 2022
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The use of equipment financing is good decision making, especially when compared to bank loans or cash purchases. Investing cash in equipment makes the business asset rich and cash poor. When a business is cash poor, it is limited in its ability to take advantage of new opportunities or to […]
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June 23, 2022
June 23, 2022
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Capital Financing Loans from 5 – 20 Years The hindrance in making many commercial solar projects financially viable is the length of the standard loan. Five to seven years is often not long enough for larger projects to cash flow positively. Though there are long term alternatives, the lender/investor always […]
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February 5, 2022
February 5, 2022
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In the finance world, there are lenders with wide credit funnels or approval criteria and ones with very narrow funnels. That means if a lender has wide credit parameters they are much more willing to approve a broad range of credit types; credits with defaults, slow payment history, inconsistent cash […]
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January 25, 2022
January 25, 2022
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Truckers and transport drivers will now be able to finance a new or used tractor with as little as 10-30% down payment depending on experience and at a rate no higher than 15.49 % and as low as 9.99%. This is unheard of since start-up transport businesses often pay 40%+ […]
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June 11, 2021
June 11, 2021
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First US Finance LLC funds a complete Garment Printer system for THUMBPRINT Digital Printing & Signs based in Simi Valley, CA. Owned and operated by Kenny Miller for over 19 years, we thank him and his team for entrusting us to help finance his ever growing company. #TPDigital.com #FirstUSFinance #EquipmentFinancing
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December 19, 2013
December 19, 2013
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Asset Based Lenders (“ABL Lenders”) look to tangible collateral to support their loans. They are more flexible on cash flow and capital than traditional bank loans and will accept some losses and higher leverage than a bank. Higher rate (non-bank) ABL lenders can even overlook some (but not all) character […]
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November 12, 2013
November 12, 2013
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What is an Operating Lease? It is one which has a fair market value buyout at the end of the term with the option to pay it or return the asset; an FMV buyout can be 15%-20% of the original cost. Finance wisdom has dictated if something becomes obsolete quickly […]
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October 4, 2013
October 4, 2013
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We know business owners who have not financed equipment and simply paid cash only to run short of money 6 months later; the main reason? They didn’t want to hassle with the finance process or felt it was too complicated. Yes, it does require gathering your financial data in some […]
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August 16, 2013
August 16, 2013
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Financing equipment in all markets is currently a bit of a moving target. Hard rules are constantly changing so guidelines are all we can hope for because underwriters are squeezed at the moment. The squeeze on one end for lenders is to minimize bad debt losses by financing to clients […]
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May 30, 2013
May 30, 2013
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Alternative financing has now become a primary option to traditional bank financing. The shifting commercial lending market and past issues has created a need for small and mid size business owners to continue to seek financing through a variety of alternate sources. Following are some trends happening in the alternate […]
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May 15, 2013
May 15, 2013
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When you need something done which requires a specific skill or knowledge, whether it’s in your personal life or business; do you “shotgun” that requirement to as many people as possible or do you consider the alternatives and make one best judgment choice? If you think about it, it depends […]
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April 6, 2013
April 6, 2013
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There are three key components to getting your finance request approved; cash, credit and collateral. This holds true whether getting an equipment loan or lease, leasing a car or financing a new home. The three components all play an important role and understanding them will help clarify the finance process. […]
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February 5, 2013
February 5, 2013
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When was the last time you purchased a car without sitting down with the finance manager to work out the details? Or went shopping for furniture without being presented with extended payment terms? Several industries have made an art of combining the “sales close” with a neatly packaged finance agreement […]
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January 10, 2013
January 10, 2013
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We have access to more information than we ever have at our fingertips. A library full of encyclopedias is now dwarfed with the material we can all download on the internet. It allows us to be much more informed and knowledgeable but does it make us experts in any specific […]
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