accounts receivable factoring

When someone says a company has “AAA” rated credit they mean the credit is good, real good. In essence, they are at the highest level of credit worthiness which is a measure of their ABILITY and READINESS to pay back debt. Keep in mind it’s both attributes; just because someone […]

HOW IT WORKS: Photovoltaic (PV) cells are made of special materials such as polysilicon. When sunlight hits a solar cell, some is absorbed within the semiconductor material. As light energy transfers to the semiconductor it breaks electrons loose, allowing them to flow freely and efficiently convert direct sunlight into electricity […]

LED and Solar technologies and interest in those markets is booming. The cost savings are tangible and the stability of much of the hardware has reached a level where its longevity can be relied on. Makeshift, flimsy equipment has, for the most part, disappeared and been replaced with extended warranties […]

Small businesses and companies have cash flow fluctuations which can sometimes be hard to manage. Sales are unpredictable and emergencies happen and a shortage for working capital can easily occur. A bank credit line is perfect for these situations but what if your bank line is near capacity? Getting cash […]

As a non-bank lender, we underwrite and finance equipment and projects through wholesale lenders and private investor groups. Much like the upcoming big game, we bring together all our skills and resources to get the task done. So, what is different with a private finance company like ours? We have […]

Seasoned business owners understand the power of financial leverage. This is particularly important for manufacturing companies, which require a significant investment in equipment, inventory and raw materials before they can start making sales. Often the key to success is to spend as little working capital as possible on these expenses, […]

What happens when a business client comes into your bank, requests a business loan or to finance some equipment and you can’t do it? Rejecting a client, at any level, is not easy but the first inclination for that business owner is to look for another bank which can fulfill […]

As we look back on 2011 and enthusiastically welcome in the New Year of 2012, we reflect on the most commonly asked question last year. Beating out, “what’s myrate?” and “how fast can you get it done?” is the most frequently asked question, “WHAT IS THE DIFFERENCE BETWEEN YOU AND […]

Many lenders and finance companies still ask for “review fees” which basically means they are charging you to review your financials even if they don’t get you approved. Some of the fees can actually be substantial in the $500 + ballpark; lenders are making money off of you even when […]