equipment leasing

October 22, 2012

Financing for Growth

This year is racing away quickly and I think for most of us, we’re not too sad to see it pass. The economy in many markets has had an upbeat tick, which we’re all grateful for but in other areas, including employment rates, it could be better. The goal for […]
September 22, 2012

MASTER LEASES = Big Benefits

A Master Lease is a program which is simple to set up yet yields big benefits to the borrower. A customer which plans to make several equipment purchases throughout the year will benefit by having them approved under one Master Lease as opposed to taking out separate individual leases for […]
August 20, 2012

Your Credit Score

Personal credit score for small companies and businesses is a key consideration to the types of loans and leases you have access to. Other things being equal, the higher your score, the lower the interest rate you will pay on everything. Remember, lenders often won’t know what a great person […]
July 16, 2012

Factor vs. ABL

What is Factoring? It is the purchase of invoices for cash to provide working capital to the seller of that receivable. Currently, factoring volume exceeds $200 billion in the United States. Unlike collateral lenders, Factors are providing both liquidity and credit services to their clients. Factors generally earn a return […]
June 21, 2012

Private Label Financing – The Benefits to Equipment Vendors

Equipment companies compete against each other in a variety of areas; price, product line and brand recognition are a few. Having recognition in your market is critical to getting new business and helps previous clients to come back; the bottom line is the more you can get your name out […]
June 4, 2012

3 Key Factors to Equipment Finance Approvals

CASH, CREDIT & COLLATERAL A variety of factors are considered when a company’s credit is being reviewed for potential finance approval but 3 main areas consistently pop up as the most important. Cash Flow – The first key to receiving a lease or finance approval is positive cash flow. Most […]
May 16, 2012

Why US…

When I do business with someone, I usually care about 3 things; do they care, will they give me good service and is there value. My recent trip to my cell phone carrier reminded me of this; the price was competitive but the guy behind the counter and over the […]
May 1, 2012

Base Programs & Criteria

Financing equipment and projects for small to mid-size business in the U.S. is always in a state of change. Probably for all companies, the world economy and political shifts has some effect on how we do business here at home. As programs and criteria change, we do our best to […]
April 12, 2012

“A” Plus Credit – Where Do You Rank?

When someone says a company has “AAA” rated credit they mean the credit is good, real good. In essence, they are at the highest level of credit worthiness which is a measure of their ABILITY and READINESS to pay back debt. Keep in mind it’s both attributes; just because someone […]